The association of my condo has failed to fix the roof properly over the years and has done patch work to fix spots here and there.
Florida association responsible for roof repairs.
The roof spans all of your properties and a problem with one portion of the roof may affect the others.
So like in florida statute comes in and says that by law the association is responsible for the insurance on the air conditioning system from the roof to the air handler.
So in the casualty event a storm or a fire or whatever the claim would go through the insurance from the association and they pay the premium for that.
In june we had heavy rain.
These situations are complicated.
However the roof repairs have been neglected for years because they did.
If an owner s personal property is damaged then the owner s personal insurance should kick in.
Hoa needs to cover repair of roof damage property damage repairs my indiana hoa association for my condo that has failed to keep up repair on the roof common elements and now i have damage inside my condo on the ceiling.
Many condominium boards will try and shift the blame for a failed roof repair or faulty plumbing line to the contractor that did the work.
Depending on condo association rules.
Unit owners board members and association managers are often unsure of which entity is responsible for the maintenance repair and replacement of certain items when damage occurs.
Deciphering florida law on this issue can be a confusing task as the answer often depends on a multitude of variables.
The board states that the interior is my responsibility.
You are responsible for the roof above your unit and if it develops problems which affect the other units you may also be responsible for paying damages for that.
You share ownership of many building features including the roof with your fellow owners but responsibility for roof repairs may fall on different parties.
If a common area element like the roof fails and damages that insurable interest such as a ceiling or walls then the association is responsible for repairs.
The association has an insurable interest in all units.
If the source of the water intrusion is from the common elements than the association is responsible for the cause of the water intrusion.
Your neighbor is responsible in the same way.
The association is generally responsible for all of the common elements in the condominium with the exception of the following which are unit owner responsibilities.